About Us

Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each customer’s specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements, our professional experienced loan officers can help you accomplish your objectives.

Perfect or not-so perfect credit, we have hundreds of lenders at our fingertips to find just the right fit and best possible terms for your situation. We can help you qualify for a loan even if other lenders have turned you down. At Kennedy Financial we look far beyond the numbers and credit report. We can qualify you at a great rate. Contact us to find out just how we can assist you with your loan needs.

Elizabeth Croxton brings many years of mortgage experience to Kennedy Financial. Over the years, she has managed and trained both mortgage loan officers and loan processors. Elizabeth oversees the sales team and has the chief responsibility of making sure each and every loan receives top notch service and attention. Elizabeth’s strengths include pre-underwriting loans prior to lender submission and ascertaining the best possible pricing and programs available to our borrowers. Elizabeth is a native of Boston, Massachusetts and has resided in the Atlanta area since 1994.
Energetic, personable and driven, Sally Few has over 20 years of experience in the legal and real estate industries. She graduated from The College of Charleston and earned a “paralegal certificate” from The National Center for Paralegal Training. Sally started her career as a paralegal specializing in commercial real estate. After working for several years with Troutman Sanders in Atlanta, Sally broadened her career into the mortgage business. Sally has been recognized for her professionalism and work-ethic with the skills to get loans through the system and closed on time. Her knowledge and experience are valuable assets to both employers and clients. Sally enjoys running and spending time with her twin boys.
Michael Bean has many years in the financial services arena.  He attended Emory University and has a passion for mortgages and helping his clients keep their financial house in order.  He is originally from Swampscott, Massachusetts and currently resides with his wife and four children in the Atlanta area.
Eric Walton has unmatched enthusiasm for real estate and the mortgage business.  He studied Business at Morehouse College and is originally from Vernon, Connecticut.  He currently resides in North Georgia with his family.
Tracy Penninger is a native Georgian who grew up in Savannah and moved to the Atlanta area in the mid-1970s. She has been in the mortgage industry since 2000 and is a licensed mortgage loan originator. Tracy prides herself on providing superior customer service and is dedicated to giving each client personal care. While she can assist clients with any home mortgage process, Tracy specializes in first-time home buyers; guiding and educating them through the entire home mortgage experience. She has the reputation of going above and beyond for her clients. Tracy is a Cobb County resident and has been married to her husband, Harry, for over 30 years. They have four grown children.